Standard Deviation
01-31-10

VTOVXS&P 500

Rating and Risk
01-31-10

      Morningstar  
 Load-Adj Return  Return vs. CatRisk vs. Cat
1 Year 20.09 NANA
3 Year* 1.45 High Below Avg
5 Year* 3.48 Above AvgBelow Avg
10 Year* -- ----
15 Year* -- NANA
Incept 4.51 Above AvgBelow Avg
  ----8.0510.099.43 VTOVX
  --16.1016.0919.9720.20 S&P 500
* Annualized