Standard Deviation
01-31-10

VPACXS&P 500

Rating and Risk
01-31-10

      Morningstar  
 Load-Adj Return  Return vs. CatRisk vs. Cat
1 Year 34.15 NANA
3 Year* -6.75 Below AvgLow
5 Year* 2.81 LowLow
10 Year* -0.33 LowBelow Avg
15 Year* 0.70 NANA
Incept 1.11 LowLow
  18.9118.2018.8022.1020.94 VPACX
  --16.1016.0919.9720.20 S&P 500
* Annualized