Standard Deviation
01-31-10

VMRGXS&P 500

Rating and Risk
01-31-10

      Morningstar  
 Load-Adj Return  Return vs. CatRisk vs. Cat
1 Year 35.03 NANA
3 Year* -6.35 AverageAverage
5 Year* 0.98 AverageAverage
10 Year* -0.94 AverageAverage
15 Year* 7.86 NANA
Incept 9.63 AverageAverage
  18.1218.3017.0920.8217.85 VMRGX
  --16.1016.0919.9720.20 S&P 500
* Annualized