Standard Deviation
01-31-10

VMCIXS&P 500

Rating and Risk
01-31-10

      Morningstar  
 Load-Adj Return  Return vs. CatRisk vs. Cat
1 Year 45.78 NANA
3 Year* -6.82 AverageAverage
5 Year* 2.30 AverageAbove Avg
10 Year* 6.21 Above AvgAverage
15 Year* -- NANA
Incept 7.09 Above AvgAverage
  --18.8519.9224.2423.14 VMCIX
  --16.1016.0919.9720.20 S&P 500
* Annualized