Standard Deviation
01-31-10

VLACXS&P 500

Rating and Risk
01-31-10

      Morningstar  
 Load-Adj Return  Return vs. CatRisk vs. Cat
1 Year 33.97 NANA
3 Year* -6.82 AverageAverage
5 Year* 0.68 AverageAverage
10 Year* -- ----
15 Year* -- NANA
Incept 1.62 AverageAverage
  ----16.1620.0219.92 VLACX
  --16.1016.0919.9720.20 S&P 500
* Annualized