Standard Deviation
01-31-10

VHCOXS&P 500

Rating and Risk
01-31-10

      Morningstar  
 Load-Adj Return  Return vs. CatRisk vs. Cat
1 Year 45.64 NANA
3 Year* -1.83 Above AvgAbove Avg
5 Year* 4.94 High Above Avg
10 Year* 5.02 High Above Avg
15 Year* -- NANA
Incept 10.95 High Above Avg
  --21.9619.5423.2723.00 VHCOX
  --16.1016.0919.9720.20 S&P 500
* Annualized