Standard Deviation
01-31-10

VFICXS&P 500

Rating and Risk
01-31-10

      Morningstar  
 Load-Adj Return  Return vs. CatRisk vs. Cat
1 Year 20.10 NANA
3 Year* 6.31 AverageAbove Avg
5 Year* 4.93 AverageAbove Avg
10 Year* 6.67 Above AvgAbove Avg
15 Year* 6.85 NANA
Incept 6.17 Above AvgAbove Avg
  5.225.536.257.655.66 VFICX
  --16.1016.0919.9720.20 S&P 500
* Annualized