Standard Deviation
01-31-10

VCAIXS&P 500

Rating and Risk
01-31-10

      Morningstar  
 Load-Adj Return  Return vs. CatRisk vs. Cat
1 Year 6.56 NANA
3 Year* 3.72 Above AvgAbove Avg
5 Year* 3.33 Above AvgAverage
10 Year* 4.81 Above AvgAbove Avg
15 Year* 5.16 NANA
Incept 5.07 Above AvgAbove Avg
  4.064.544.525.535.60 VCAIX
  --16.1016.0919.9720.20 S&P 500
* Annualized