Standard Deviation
01-31-10

VBMFXS&P 500

Rating and Risk
01-31-10

      Morningstar  
 Load-Adj Return  Return vs. CatRisk vs. Cat
1 Year 8.35 NANA
3 Year* 6.55 Above AvgBelow Avg
5 Year* 5.09 Above AvgBelow Avg
10 Year* 6.24 AverageBelow Avg
15 Year* 6.55 NANA
Incept 6.87 Above AvgBelow Avg
  3.783.833.794.253.27 VBMFX
  --16.1016.0919.9720.20 S&P 500
* Annualized