Standard Deviation
01-31-10

VBISXS&P 500

Rating and Risk
01-31-10

      Morningstar  
 Load-Adj Return  Return vs. CatRisk vs. Cat
1 Year 5.29 NANA
3 Year* 5.98 Above AvgAverage
5 Year* 4.69 Above AvgAverage
10 Year* 5.22 Above AvgAverage
15 Year* 5.62 NANA
Incept 5.37 Above AvgAverage
  2.282.382.302.642.15 VBISX
  --16.1016.0919.9720.20 S&P 500
* Annualized