Standard Deviation
01-31-10

VBINXS&P 500

Rating and Risk
01-31-10

      Morningstar  
 Load-Adj Return  Return vs. CatRisk vs. Cat
1 Year 24.72 NANA
3 Year* -1.14 Above AvgBelow Avg
5 Year* 2.83 Above AvgBelow Avg
10 Year* 2.75 AverageBelow Avg
15 Year* 7.61 NANA
Incept 7.44 Above AvgBelow Avg
  9.849.9810.4412.9512.91 VBINX
  --16.1016.0919.9720.20 S&P 500
* Annualized