Standard Deviation
01-31-10

VBIIXS&P 500

Rating and Risk
01-31-10

      Morningstar  
 Load-Adj Return  Return vs. CatRisk vs. Cat
1 Year 10.43 NANA
3 Year* 7.25 Above AvgAbove Avg
5 Year* 5.28 Above AvgAbove Avg
10 Year* 7.09 High High
15 Year* 7.13 NANA
Incept 6.64 High High
  5.445.755.886.915.03 VBIIX
  --16.1016.0919.9720.20 S&P 500
* Annualized