Standard Deviation
01-31-10

RYWBXS&P 500

Rating and Risk
01-31-10

      Morningstar  
 Load-Adj Return  Return vs. CatRisk vs. Cat
1 Year 15.44 NANA
3 Year* 3.28 ----
5 Year* -- ----
10 Year* -- ----
15 Year* -- NANA
Incept 2.39 ----
  ------20.5420.28 RYWBX
  --16.1016.0919.9720.20 S&P 500
* Annualized