Standard Deviation
04-30-13

OIBNXS&P 500

Rating and Risk
04-30-13

      Morningstar  
 Load-Adj Return  Return vs. CatRisk vs. Cat
1 Year 6.85 NANA
3 Year* 5.50 AverageAbove Avg
5 Year* 4.79 AverageAbove Avg
10 Year* 8.47 High High
15 Year* -- NANA
Incept 9.33 Above AvgHigh
  --8.809.878.604.69 OIBNX
  --14.6318.8315.0110.23 S&P 500
* Annualized