Standard Deviation
01-31-10

NALFXS&P 500

Rating and Risk
01-31-10

      Morningstar  
 Load-Adj Return  Return vs. CatRisk vs. Cat
1 Year 28.86 NANA
3 Year* -4.77 AverageHigh
5 Year* 5.77 High High
10 Year* 3.85 Above AvgHigh
15 Year* 6.40 NANA
Incept 8.01 Above AvgHigh
  21.5323.8924.3729.5825.88 NALFX
  --16.1016.0919.9720.20 S&P 500
* Annualized