Standard Deviation
01-31-10

FLATXS&P 500

Rating and Risk
01-31-10

      Morningstar  
 Load-Adj Return  Return vs. CatRisk vs. Cat
1 Year 76.16 NANA
3 Year* 3.74 AverageBelow Avg
5 Year* 20.55 AverageBelow Avg
10 Year* 14.60 AverageAverage
15 Year* 12.55 NANA
Incept 11.56 AverageAverage
  30.7129.7132.2136.6230.80 FLATX
  --16.1016.0919.9720.20 S&P 500
* Annualized