Morningstar Rating

Stock Research and Analysis

by Dan Werner

Bulls Say

SunTrust's efforts to lower costs have improved returns-on-assets that will only get better in a higher interest rate environment.
A gradually expanding economy will offer opportunities for SunTrust to grow its loan book and earnings.
With a strong presence in higher-growth states like Georgia, Virginia, and Florida, we think SunTrust's franchise is perfectly positioned to take advantage of the economic strength of those markets. Read more 

Bears Say

Low interest rates will continue to put pressure on asset yields and net interest margin in the near term.
SunTrust has a recent history of underwhelming results evidenced by low returns-on-equity, which may continue to be below the estimated cost of equity.
The possibility of additional problems from legacy mortgage regulatory matters still haunts SunTrust. Read more 


While the bank has done an admirable job in reducing expenses, growing book value, improving credit quality, and reducing loan concentration risks, we still regard SunTrust's stewardship of shareholder capital as standard. CEO William H. Rogers assumed   Read more 


SunTrust Banks Inc. is a bank holding company and a financial holding company with commercial banking organizations whose businesses provide financial services to consumer,  Read more 

Friday Five: 2016 Looks More Likely for Rate Hike 
Watch more 

Premium Membership

View all of our analyst reports with a free trial to Premium.