Fees and Expenses04-29-09 
Maximum Sales Fees %
Initial None
Deferred None
  
Redemption Fees % None
  
Maximum Fees %
Administrative 0.00
Management0.15
  
Total Cost ProjectionsCost per $10,000
3-Year $58
5-Year $101
10-Year $230
  
 
Actual Fees %
12b-1 0.00
Management0.15
Net Expense Ratio: Annual Report 0.16
(As of 12-31-08)
Net Expense Ratio: Prospectus 0.18
   
Expense Waivers:
   
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