Fees and Expenses01-31-10 
Maximum Sales Fees %
Initial4.75
Deferred None
  
Redemption Fees %
0  -  30  days 2.00
More Than  30  days0.00
  
Maximum Fees %
Administrative0.25
Management0.65
  
Total Cost ProjectionsCost per $10,000
3-Year $1038
5-Year $1443
10-Year $2571
  
 
Actual Fees %
12b-10.35
Management0.90
Net Expense Ratio: Annual Report 1.88
(As of 09-30-09)
Net Expense Ratio: Prospectus 1.88
   
Expense Waivers:
   
S&P 500 index data: S&P 500 Copyright © 2009
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